A term loan is a straightforward way to secure a lump sum of money for your business. You receive a set amount and then repay it over a fixed period, typically with regular monthly payments. It's suitable for specific investments like equipment purchase or expansion. 

 Loan refinancing, short for loan refinancing, involves replacing an existing loan with a new one that ideally offers better terms. This could mean a lower interest rate, different repayment schedule, or more favorable conditions. Refinancing can help businesses reduce their financial burden, save money, or better align their loan with current needs and capabilities.

Accounts Receivable Financing, lets you turn unpaid invoices into quick cash. Instead of waiting for payments, you sell your invoices at a slight discount to get immediate funds. This helps boost your cash flow for running your business smoothly. It's great for businesses that deal with slow-paying customers.

Equipment financing is a specialized loan used to acquire necessary business equipment. Whether it's machinery, vehicles, or technology, this funding option allows you to spread out the cost over time. The equipment you're purchasing often serves as collateral for the loan, which can make the application process smoother. It's an ideal solution for businesses looking to acquire or upgrade equipment without a hefty upfront expense.

A line of credit is like a financial safety net for your business. It's a set amount of money that you can borrow whenever you need it. You only pay interest on what you borrow, and once you repay, that money becomes available again. It's a flexible way to manage cash flow, handle unexpected expenses, or seize opportunities without taking out a fixed loan.

SBA, or Small Business Administration, offers support to small businesses in the form of loans and resources. These government-backed loans typically come with favorable terms, lower interest rates, and longer repayment periods.